Commercial Bank Examination Procedures

The examination programs focus on an entity's overall financial health, management practices, technology risks, and compliance with state and federal laws.

Examination Planning
Pre-Examination Scoping Request List
Officers’ Questionnaire
Examination Request List
Examination Request List for Bank Holding Company
Examination Request List – Expanded BSA/AML

 

Exam Procedures
#2Allowance for Credit Losses 
#3Audit 
#4Liquidity / Borrowed Funds 
#5Capital Accounts and Dividends 
#6Cash, Collections, and Deposits 
#9Earnings 
#10Funds Management 
#11Bank Owned Life Insurance 
#12Interbank Liabilities 
#13Investment Securities 
#14

Loans and Leases 

Worksheets

 

 
#15Loan Review 
#16Management 
#17Other Assets and Other Liabilities 
#19Other Real Estate Owned 
#20Overdrafts and Kite Suspect 
#21Premises and Equipment 
#22Related Organizations 
#23Retail Sale of Nondeposit Investment Products 
#24Temporary Mortgage Purchase Programs 
#27Other Supervisory Issues 
#28Bank Secrecy Act /  Anti-Money Laundering 


Reference Material

The Reference Material file is a list with selected links to Department of Banking and federal regulatory agency issuances as they relate to each procedure above.